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Ken's Insurance Agency

Commercial Insurance

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Variety of Product types

Covering everything from your General Liability, Property, Cyber, Professional Liability, Business owner liability, Commercial Auto, Commercial Drone, Business Owners, and Human Resource Leaders Liability, Workers Compensation, Legal Expenses, Identity Theft protection, Life Insurance, and a Benefits Package

Variety of Coverage types

Coverage varies based on policy type and the industry you work iin and business structure.

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Plus even more


  • General Liability (GL)

    Provides general protection from business liability incidents. Things like advertising issues, medical, and others are covered here.

  • Property

    This covers damage and theft to buildings, equipment, and autos on property not owned by the company.

  • Business Owners and Human Resource Liability

    This covers the owners, board of supervisors, and Human Resource teams from Employment Lawsuits. The only exclusions is acts of fraud.

  • Professional Liability

    Also, known as Errors and Omissions covers the business and employees of misstatements but not intentional statements and acts of fraud.

  • Business Owners Policy BOP

    This policy tends to include Cyber Liability, General Liability, Property, Business owner and Human Resource Liability along with Professional Liability. Sometimes Commercial Auto can be included too.

  • Flood

    Covers damage and losses because of flood or mudslide.

  • Cyber Liability

    Covers the business from cyber attacks. In the event of a cyber attack, recovery of data, paying claims to anyone who might have lost because of identity theft, paying ransoms, and loss of income while down are all covered.

  • Commercial Auto

    Covers Owned and non-owned vehicles by the business being used for business purposes.

  • Workers Compensation

    Covers workers who become injured while working. Can provide payments for time off from work while recovering, medical cost, Rehabilitation cost, and more.

  • Commercial Drone

    Covers drones used by businesses in the line of their work.

  • Commercial Life Insurance

    This would be buy-out life and Key person Life.

  • Benefits Package

    A benefits package can lower the company's turnover rate and worker's compensation rates, by means of offering health insurance, supplemental health, Legal expense, Identity theft protection, Life Insurance, and Retirement Options.

  • Legal Expense Insurance

    Covers the business from the high cost of a lawyer in the event one is needed.

  • Identity theft protection

    Covers the company from certain cyber events and from its information being used to harm the company and others.

  • Bonds

    Bonds can be both personal which covers the title when lost on an auto usually and can cover businesses against the performance of a contract.

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