Our Terms Of Service
Ken's Insurance Agency
This service is run by Ken's Insurance Agency
Throughout the site, the terms “we”, “us” and “our” refer to Ken's Insurance Agency.
Ken's Insurance Agency offers this service and website to you, the customer, upon your acceptance of all terms and conditions, policies, and notices stated here.
When you visit, purchase or subscribe to a Service, then you agree to meet the terms and conditions that are set out here.
The below Terms of Service should be carefully reviewed by yourself before using our Services, paying for a Service, or interacting with the Service website. If you do not agree with any of these Terms then you should refrain from signing up to the mailing list, not subscribe to this Service or access any part of this website.
We hold and reserve the right to update any parts of the Terms Of Service and it is your responsibility to access this page regularly to acknowledge any changes that may have occurred.
Your continued use of or access to the service website following the posting of any changes constitutes acceptance of those changes.
Ken's Insurance Agency is hosted on Subkit Inc. This platform allows us to be the Provider of Services to you, the user.
Ken's Insurance Agency Service Terms
To access our Services, you confirm and agree that you are at least of the age of legal majority in your country, state, or province of residence.
Some Services offered may be age-restricted due to your location. You fully acknowledge that and agree to only book onto Services for which you are of legal age in your country or residence.
By accessing this Service, you fully agree not to violate any laws in your jurisdiction (including but not limited to copyright laws).
A breach or violation of any of these Terms of Service will result in an immediate termination of your access to the Service and any subscriptions which you may have purchased.
All Services and prices may change from time to time without notice to you in advance.
We reserve the right to refuse Services to anyone for any reason at any time.
You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to the technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks.
You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service website, without express written permission by us.
SERVICES (types of services and health and safety)
By accessing, taking part in, or subscribing to Services around health, fitness, food, and other areas of health and personal safety, you agree that you are in an appropriate healthy condition, have had doctor's approval to take part in the service, and take full legal responsibility for any allergies or medical conditions that may be impacted due to you taking part in the service.
Auto-Renewal Of Subscriptions
Ken's Insurance Agency offers a variety of subscriptions on an auto-renewing subscription basis. Auto-renewal ensures continued use of your service until you choose to cancel, with no need to keep track of renewal dates. Ken's Insurance Agency will automatically renew your subscription using the payment method on file until you cancel. Most subscriptions are offered on a monthly basis. You must opt-out of the automatic renewal of your subscription prior to the renewal date in order to avoid renewal charges.
Canceling a Service
We reserve the right to cancel or update a Service at any time in a fair and reasonable timescale, informing you the customer of an alternative booking or offering a refund.
If you are on a subscription plan, you agree to promptly update your account and other information, including your email address and credit card numbers, and expiration dates, so that we can complete your transactions and contact you as and when needed.
Subscribing to a Service
By subscribing to a Service, you agree for your payment card to be charged on a recurring basis each month (one calendar month from your initial purchase) unless canceled by yourself.
ERRORS, INACCURACIES, AND OMISSIONS
We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel subscriptions on our website without prior notice.
In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses.
DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY
We do not guarantee, represent or warrant that your use of our Service will be uninterrupted, timely, secure or error-free.
We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable.
You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.
You expressly agree that your use of, or inability to use, the service is at your sole risk.
The service and all products and services delivered to you through the service are (except as expressly stated by us) provided 'as is' and 'as available for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.
In no case shall Ken's Insurance Agency, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers, or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability, or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some countries, states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.
You agree to indemnify, defend and hold harmless Ken's Insurance Agency and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns, and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference or your violation of any law or the rights of a third-party.
In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.
The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.
These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.
If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).
The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision.
These Terms of Service and any policies or operating rules posted by us on this site or in respect to The Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications, and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).
Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.
These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of the United States.
CHANGES TO TERMS OF SERVICE
You can review the most current version of the Terms of Service at any time on this page.
We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.
Additional Questions about the Terms of Service should be sent to us at